Is it worth investing in diamonds? Gemologists' opinion
Diamonds have always been considered one of the safest investment assets, but the question many ask is : is it worth investing in diamonds?
Safe haven par excellence, their value is stable and universal. Are you interested in buying a diamond but are still wondering if it is really worthwhile ? Continue reading today's guide carefully. The expert gemologists at Ferro Gioielli are ready to clear up your doubts, explaining the real pros and cons of this investment.
Diamond stability over the years
In the current historical period there are many challenges to face. Inflation and rising prices of raw materials have alerted many people who, worried about the fate of their savings, have started looking for the best investment opportunity .
Speaking of diamonds, yields and prices have always proven to be stable. An example? In 2014, a 1 carat diamond, F color, Vs clarity, was worth around 6,500 euros. Today, the same diamond is worth a good 10,000 euros. Although the increase in value is constant, the time to enjoy an appreciable profit is around a decade. Therefore, in 10 years , our diamond will acquire a surplus value equal to +3-6% per year .
Investment Diamonds: What to Expect in a Time of Crisis?
Compared to stock markets or raw materials such as gold, diamonds have not yet suffered the effects of major economic downturns . Unlike the above-mentioned, the stable and constant growth of the precious protects investors from known risks of loss. Investing in diamonds is not recommended for those who aim to obtain a significant and immediate economic return. On the contrary, it is recommended for all those who wish to immobilize a portion of capital in a solid and durable asset, diversifying their assets and enjoying the numerous advantages deriving from investing in physical raw materials .
Many people ask us, how much is it advisable to invest ? One indication is to diversify assets as follows:
- 1/3 of real estate
- 1/3 of fixed interest values
- 1/3 of movable assets (gold, diamonds, coins, luxury watches, paintings, etc.)
The experience of our gemologists leads us to affirm that the diamond remains, in general, one of the best investment assets , provided that the quality and conformity of the chosen precious stone remains unchanged.
Diamonds are not all the same: how to choose
Diamonds are not all the same. Discover the 4 Cs of diamonds . An investment diamond must have very specific characteristics, that is, it must be easily resold on the market . Buying one or more small-sized stones allows you to monetize more easily and quickly, should you need to. A common investment method consists in buying diamonds in blisters and certificates . IGI, GIA and HRD are the acronyms of three of the most important certifications at an international level and represent a real identity card of the diamond drawn up to prove its characteristics and authenticity .
What are the properties that an investment diamond should normally have? We summarize them below:
- Color from E , coloration identified only with special instruments, to H ;
- Clarity VS1 - SI2 ; the diamond has imperfections and inclusions that are minimal or difficult to see with the naked eye;
- "Excellent" or "Very Good" cut , in the first case they guarantee maximum brilliance , in the second a very broad reflection of light;
- Carat weight from 0.50 to 2 carats;
- Fluorescence is absent to minimal.
Where to buy an investment diamond?
Given the complexity and exclusivity of this market, it is advisable to purchase from physical locations, willing to guarantee a return within a certain period of time. This is a factor to take into consideration: it is useless to buy a diamond at a good price if there are no or little chance of resale .
Buying a diamond in a jewelry store: why?
Asking yourself why you should buy a diamond in a jewelry store is like asking yourself
Why buy bread at the bakery?
The answer in both cases is simple, because it is the designated place to deal with this type of article. Relying on those who do not deal with diamonds as the core business of their business exposes you to the risk of running into "unscrupulous experts": the newspapers are full of similar facts. Online purchases can also hide pitfalls. Decoy prices lie in wait for uninformed buyers who, attracted by the competitive price, do not worry about the actual resaleability of their object.
What's the point of buying an investment diamond if you can't resell it?
It is thanks to the continuous flow and consumption of this product that jewelers allow you to buy and resell your precious item with a certain speed. In the case of purchase plans for multiple stones, you can also obtain a greater discount on the total. Finally, you will count on highly specialized staff , who will be able to transparently indicate the solution suited to your specific needs .
Want to buy an investment diamond and use it to create a custom piece of jewelry for Him or Her? Create your custom project now .
Finally, jewelers usually have a long tradition behind them as a guarantee of quality, otherwise they risk losing their reputation .
Is it worth investing in diamonds? The gemologist's opinion
The answer to the question in today's article is therefore, yes . Investing in diamonds is worthwhile in terms of durability , taxation and transmission along the inheritance axis . The non-metallic composition makes them less likely to be targeted by criminals . Small, discreet and reusable, they save you from the apprehension that comes from constantly monitoring market changes. However, it is essential to rely on accredited professionals , whose job is to protect you from errors resulting from accidental or voluntary incompetence. Buying diamonds is a valid investment but choosing a serious professional is the best investment . Do you have doubts or questions? Our accredited gemologists are at your disposal, book your consultation now .
